Find a name. Compare the right questions.
Explore 20 providers and workplace pension organisations: all 16 providers in our September 2026 PRSA charge dataset, plus four workplace pension organisations. This is not an exhaustive list of every occupational scheme, advisor, distributor or historical pension brand in Ireland.
Logos identify their respective owners. A listing does not imply endorsement, partnership, a provider appointment or availability through every advisor on our panel. Product availability and individual terms need confirmation.
20 directory entries
Acorn Life
Standard & non-standard PRSA
Acorn Life has standard and non-standard PRSA entries, including the Zen PRSA name in the reviewed product data. A brand name alone does not tell you which charging structure applies.
What to compare
Identify the exact Acorn or Zen contract, then compare contribution deductions, annual fund charges and the investment menu. An existing policy may have different terms from a new quotation.
Names to recognise: Acorn Life DAC; Zen PRSA
AIB life
Non-standard PRSA
AIB life is the trading name of Saol Assurance DAC. It is distinct from an older AIB-branded contract issued by another insurer. The reviewed register lists non-standard PRSA products under the Saol legal name.
What to compare
Read the insurer named on your policy rather than relying on the bank brand. Confirm the particular product, contribution terms, investment choices and advice arrangements.
Names to recognise: Saol Assurance DAC
Allianz Global Life
Standard & non-standard PRSA
The Allianz Vantage range includes standard and non-standard PRSAs. These sit alongside retirement-income products. Features such as an optional guarantee depend on the specific product and investment selection.
What to compare
Compare the costs, conditions and scope of any guarantee with the alternative without it. A guarantee on a selected investment is not a general promise about every fund or retirement income.
Names to recognise: Allianz Vantage
Aviva
Standard & non-standard PRSA
Aviva has multiple PRSA contracts and charging structures in the reviewed data. Current product choices and an older policy bearing an earlier brand name may not have identical terms.
What to compare
Ask for the exact policy name, contribution allocation, annual charges and available investments. Before transferring an existing pension, check any guarantees, exit terms or protected benefits.
Names to recognise: Aviva Life & Pensions Ireland DAC
BCWM
Non-standard PRSA
BCWM is listed as a non-standard PRSA provider. Specialist arrangements should be compared on their complete service and investment structure, rather than placed in a lowest-fee ranking beside unlike insurance contracts.
What to compare
Request a written breakdown of provider, investment, custody, transaction and advice costs where applicable. Confirm who makes investment decisions and how withdrawals or transfers are administered.
Names to recognise: BCWM Public Limited Company
Cantor Fitzgerald Ireland
Non-standard PRSA
Cantor Fitzgerald Ireland offers pension and retirement investment services and is listed as a non-standard PRSA provider. Its retirement services also include other pension structures, which should not be confused with the PRSA contract.
What to compare
Confirm whether the proposed service is advised, managed or self-directed, and which charges apply at each level. Compare the permitted assets, liquidity and reporting with your intended retirement use.
Names to recognise: Cantor Fitzgerald Ireland Limited
Davy
Non-standard PRSA
Davy has advisory and execution-only PRSA entries in the reviewed register. Execution-only access means the responsibility for investment selection differs from an advised arrangement; it is not simply another name for the same service.
What to compare
Establish whether advice is included, what investments are available and what dealing, platform, pension and fund costs apply. Assess the investment knowledge and ongoing attention the chosen route requires.
Names to recognise: J & E Davy; Davy Select
Goodbody
Non-standard PRSA
Goodbody Portfolio PRSA is a non-standard PRSA entry. A portfolio-based pension needs review of both the pension contract and the investment service operating within it.
What to compare
Ask about the investment mandate, risk approach, asset access, reporting and combined fees. A portfolio service should be compared against an equivalent level of service and risk.
Names to recognise: Goodbody Stockbrokers Unlimited Company; Goodbody Portfolio PRSA
Independent Trustee Company
Non-standard PRSA
ITC has several non-standard PRSA entries. Self-administered or specialist pension options can involve a broader asset range and more decisions about administration, liquidity and investment responsibility.
What to compare
Confirm the permitted assets and all establishment, annual, transaction and asset-specific costs. Consider diversification and the availability of cash for charges and future retirement withdrawals.
Names to recognise: ITC; Independent Trustee Company Limited
Irish Life
Standard & non-standard PRSA
Irish Life has both retail and corporate PRSA entries, with several product and charge variants. An employer-negotiated arrangement may therefore differ materially from a personal retail quotation.
What to compare
Identify the relevant retail or workplace contract. Compare employer terms, fund choices, contribution deductions and ongoing costs, including what changes if you leave the employer.
Names to recognise: Irish Life Assurance plc; retail and corporate pensions
Newcourt
Non-standard PRSA
Newcourt Retirement Fund Managers is listed for a self-invested PRSA. The legal provider name matters when distinguishing the retirement contract from associated trustee or administration services.
What to compare
Request the complete administration and investment cost schedule. Clarify responsibilities for asset selection, valuation, liquidity and retirement processing before comparing it with a pooled-fund pension.
Names to recognise: Newcourt Retirement Fund Managers; NRFM
New Ireland
Standard & non-standard PRSA
New Ireland Assurance also trades as Bank of Ireland Life. Both names can appear in pension research, and several PRSA product variants are listed. They should not be counted automatically as separate insurers.
What to compare
Use the legal insurer and product code on your statement. Ask whether quoted terms relate to a new contract, an older policy or a workplace arrangement, and check any benefits that a move would surrender.
Names to recognise: New Ireland Assurance; Bank of Ireland Life
Quest Retirement Solutions
Non-standard PRSA
Quest offers a self-directed non-standard PRSA. Its product information describes a range of permitted investments and access through financial brokers. Availability of an asset does not establish its suitability for an individual pension.
What to compare
Clarify which investments are permitted, who supplies advice, how assets are valued and the full administration and investment costs. Check liquidity and the process for taking benefits or transferring assets.
Names to recognise: Quest Retirement Solutions Limited; QRS
Royal London Ireland
Non-standard PRSA
Royal London Insurance DAC has non-standard PRSA entries in the reviewed data. Irish pension contracts should be distinguished from Royal London products and legacy policies in other jurisdictions.
What to compare
Ask for the Irish product documentation, contribution terms, fund range and total cost illustration. Compare the specific contract rather than assuming that UK product information applies.
Names to recognise: Royal London Insurance DAC
Standard Life
Non-standard PRSA
Standard Life International has several Synergy PRSA entries in the reviewed data, including different contract variants. Older or closed-to-new-contributor products can remain relevant to existing policyholders.
What to compare
Check the exact Synergy variant, investment options and policy terms. Confirm whether current pricing applies to your existing policy and what changes would be required to access another arrangement.
Names to recognise: Standard Life International DAC; Synergy
Zurich Life
Standard & non-standard PRSA
Zurich Life has multiple standard and non-standard PRSA entries. Its reviewed register also includes Aon-branded PRSA entries, illustrating why a distribution brand and the underlying provider are not always the same thing.
What to compare
Identify the insurer, product code and investment funds on the proposed contract. Compare allocation rates, policy and fund costs and any advisor remuneration on a consistent basis.
Names to recognise: Zurich Life Assurance plc
Aon Ireland MasterTrust
Master trust
The Aon Ireland MasterTrust is a workplace pension arrangement with trustee governance. Employers assess this type of arrangement at scheme level; it is not interchangeable with an individually selected PRSA.
What to compare
Compare governance, employer and member costs, payroll administration, investment defaults, communications and support at retirement. Confirm the actual scheme available through your employer.
Names to recognise: Aon; Aon Ireland MasterTrust DAC
LifeSight by WTW
Master trust
LifeSight is WTW’s defined-contribution master trust offering in Ireland. It belongs in a workplace pension comparison, where employer arrangements, trustees and member services form part of the decision.
What to compare
Evaluate the investment approach, member communication, charges, administration and retirement support. An employee should first establish the choices available within their employer’s scheme.
Names to recognise: WTW; Willis Towers Watson
Mercer Master Trust
Master trust
Mercer offers a defined-contribution master trust solution for employers in Ireland. Its current Ireland website displays Marsh branding while continuing to describe the Mercer Master Trust.
What to compare
Compare scheme governance, investment design, administration, member engagement and total employer/member costs. Confirm the contracting entities and scheme name in the current proposal.
Names to recognise: Mercer Ireland; Marsh
Unio Employee Benefits
Master trust & scheme services
Unio Employee Benefits brings together the former Invesco, Acumen & Trust and APT businesses. Older employer pension documents may therefore carry one of those names. Its services span master trust and other occupational arrangements.
What to compare
Confirm the current scheme, trustees, administrator and investments. Distinguish a change of business name or administrator from a change to the member’s actual benefits, charges or fund choices.
Names to recognise: Invesco; Acumen & Trust; APT
No matching provider. Try a shorter name or reset the filters.
Provider, advisor or scheme: why it matters
An insurer or PRSA provider supplies a pension contract. An advisor helps assess your circumstances and the options available through their service. A workplace pension has its own scheme rules and governance. An investment manager may manage funds within any of these arrangements. Comparing those roles as if they were identical can be misleading.
Bank of Ireland Life is included under New Ireland; Saol Assurance is shown as AIB life. Search also recognises Davy Select and the former Invesco, Acumen & Trust and APT names under Unio.
Historical and suspended arrangements
Custom House Capital appears in historical PRSA registration information with its PRSA approvals suspended and the company in liquidation. It is not presented as an available provider here. Old policies and closed contracts require an individual records check; a familiar name does not establish current availability.
Review an existing pension before considering a transfer →
Directory checked 21 September 2026. Alphabetical listings within the directory are not suitability rankings. Published charges below are dated research, not personal quotes.
| Factor | What to ask |
|---|---|
| Total charges | What are the contribution, annual, policy, fund, transaction and advisor costs? |
| Investments | Which funds and risk options are available in this product? |
| Flexibility | Can you change, pause or top up contributions? |
| Digital access | How do you get valuations and documents or change instructions? |
| Service | Who helps with administration, transfers and retirement? |
| Benefits | Are there guarantees, protection benefits or exit terms? |
Charges require an individual quotation
Pension charges can vary by product, fund, contribution level, policy features and the service arrangement with an advisor. For that reason, this directory does not publish a single charge against any provider. Ask for a written quotation that shows every charge applying to your proposed arrangement.
| Provider | Charge information |
|---|---|
| Acorn Life | Individual quotation required. Compare the total policy, fund, contribution, transaction and advisor charges for the exact arrangement offered to you. |
| Allianz Global | Individual quotation required. Compare the total policy, fund, contribution, transaction and advisor charges for the exact arrangement offered to you. |
| Aviva | Individual quotation required. Compare the total policy, fund, contribution, transaction and advisor charges for the exact arrangement offered to you. |
| BCWM | Individual quotation required. Compare the total policy, fund, contribution, transaction and advisor charges for the exact arrangement offered to you. |
| Cantor Fitzgerald Ireland Ltd | Individual quotation required. Compare the total policy, fund, contribution, transaction and advisor charges for the exact arrangement offered to you. |
| Davy | Individual quotation required. Compare the total policy, fund, contribution, transaction and advisor charges for the exact arrangement offered to you. |
| Goodbody Stockbrokers | Individual quotation required. Compare the total policy, fund, contribution, transaction and advisor charges for the exact arrangement offered to you. |
| Independent Trustee Co. Ltd. | Individual quotation required. Compare the total policy, fund, contribution, transaction and advisor charges for the exact arrangement offered to you. |
| Irish Life | Individual quotation required. Compare the total policy, fund, contribution, transaction and advisor charges for the exact arrangement offered to you. |
| New Ireland | Individual quotation required. Compare the total policy, fund, contribution, transaction and advisor charges for the exact arrangement offered to you. |
| Newcourt Retirement Fund | Individual quotation required. Compare the total policy, fund, contribution, transaction and advisor charges for the exact arrangement offered to you. |
| Quest Retirement Solutions | Individual quotation required. Compare the total policy, fund, contribution, transaction and advisor charges for the exact arrangement offered to you. |
| Royal London | Individual quotation required. Compare the total policy, fund, contribution, transaction and advisor charges for the exact arrangement offered to you. |
| Saol Assurance | Individual quotation required. Compare the total policy, fund, contribution, transaction and advisor charges for the exact arrangement offered to you. |
| Standard Life | Individual quotation required. Compare the total policy, fund, contribution, transaction and advisor charges for the exact arrangement offered to you. |
| Zurich | Individual quotation required. Compare the total policy, fund, contribution, transaction and advisor charges for the exact arrangement offered to you. |
What to request in writing
- All policy and provider charges
- Fund and investment costs
- Contribution charges and allocation rates
- Advisor fees or commission
- Transfer, transaction and exit costs
- The total monetary effect of charges over time
Charges shown in a personal quotation may differ between products and advisor service arrangements. Compare quotations on the same contribution, term, fund and service basis.
Compare the contract, not just the provider name
A provider may have several products with different terms. Published charges can differ from individual quotations. Obtain current documents for the exact product and share class, then compare them on the same basis.
Read our comparison methodology →
Last reviewed: 21 September 2026. Rules depend on your circumstances.
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